Revenue is up.
So why isn't there
more money?
Ovrsight reads your P&L and tells you exactly what's happening — in plain English. Not a dashboard. Not a report. An honest explanation of what your numbers mean and what you should do right now.
No account required. Takes about 2 minutes.
You're not bad at business.
You're flying blind.
Revenue up. Cash not.
You're busier than ever. The bank account disagrees. Somewhere between the top line and the bottom, money is disappearing — and nobody's telling you where.
Dropping price to win work.
It feels like a sales win. It's often a margin loss you won't notice for months. Businesses don't fail from one bad decision — they fail from a pattern of small erosions that compound quietly.
Not seeing the shift coming.
A cost goes up. A market moves. A key customer leaves. Most businesses in this size range fail not from bad ideas — but from margin erosion they didn't see coming early enough to fix.
Your accountant files the return. Your bookkeeper records the transactions. Nobody sits down with you and explains why your margin is shrinking, which cost is eating you, or what to actually do about it. That's the gap Ovrsight fills.
Built on real data. Built by someone who needed it.
Benchmarked against ATO industry data — the same data your accountant uses to assess whether your business is normal for your sector.
Beating the ATO benchmark isn't the goal. Those benchmarks reflect the average of an industry where most businesses fail. Ovrsight shows you what greatlooks like — not what's average.
Built by a former manufacturer who ran 120 staff and learned the hard way what happens when you can't read your own numbers. This isn't a fintech product. It's the tool he needed back then.
Your P&L is never stored. It's analysed and discarded. We don't need your financial data to stay in business — and we don't keep it.
Plain English. Not a chart. Not a dashboard.
Here's the kind of output Ovrsight produces. Real observations, honest framing, one clear action.
BUSINESS MODE: STABILISE Revenue is covering costs but net margin of 4.2% sits below the ATO benchmark of 6–8% for trade services. The business is functional, not healthy. LABOUR: 38% of revenue — ATO upper benchmark is 34% for this sector. Every $100k in revenue carries ~$4k in excess labour cost. Check scheduling, overtime, and subcontractor use before hiring again. GROSS MARGIN: 52% — within expected range. Margin leakage is happening below the gross profit line, not in COGS. ONE THING: Fix labour efficiency before growing revenue. Scaling on a 38% labour base compresses net margin further — it doesn't fix it.
For founders. For the people who advise them.
You run the business.
5–20 staff. Under $5M revenue. Working hard, not getting ahead. Ovrsight tells you exactly where your margins are leaking and what to do about it.
Learn more →For bookkeepersYou know the numbers. Your clients don't.
Ovrsight gives your clients the financial literacy to act on your advice — without replacing your role. Better meetings. Stronger client relationships.
Learn more →Three steps. No spreadsheets.
Upload your P&L
Export a PDF from Xero, MYOB, or whatever you use. Drop it in. That's it. We read it — you don't need to format anything.
We analyse it
Ovrsight scores your business against industry benchmarks, identifies which of your three cost pillars is out of balance, and diagnoses what mode you're in.
You get answers
Plain English. No jargon. A score, a diagnosis, specific observations, and a runway calculator you can actually use.
Every business is in one of four modes. Most founders don't know which.
Ovrsight tells you exactly where you are — and what matters most from here.
Cash is critical. Runway under 30 days. Every decision is about keeping the doors open this week. Most owners in this mode don't realise how close they are until it's very late.
The business functions. Margins are thin. There's no real buffer. You're not in crisis but one bad month could put you there. The priority is building a 90-day cash cushion.
Healthy margins. 90-day cash buffer exists. This is the gate — you can't sustainably grow without it. If you're here, the conversation shifts to leverage and investment.
You want to remove yourself from the day-to-day. The business needs systems and a management layer before that happens. Your numbers tell you if you're ready.
Big move on the horizon?
Some decisions need more than a score. Ovrsight Command includes tools built specifically for moments that really matter.
Thinking about selling?
Most owners find out their business value too late to do anything about it. The Sell Readiness Score shows you what buyers actually look at — and what to fix first.
Evaluating an acquisition?
Upload the target's P&L and let Ovrsight run the acquisition lens. We flag where skeletons tend to hide — before you sign anything.
Thinking about borrowing?
Most tools help you borrow money. Ovrsight tells you if you should. Run the honest check first — it might save you from the wrong decision.
Are you an accountant, bookkeeper, finance broker, or business broker?
For advisors →The core tool is free. Forever.
Upload your P&L, get your score, see your diagnosis. No account, no card, no catch. Upgrade to Clarity or Command when you want deeper analysis, trend tracking, or the transaction tools.
See what's in each plan →Find out what your numbers
are really saying.
It takes two minutes. You don't need an account. You just need your P&L.